
Home grown coverage for all life’s needs.
Coverage you can rely on.
Service you will remember.
Sawyer Penn is a property and casualty insurance agency, protecting what matters most—with a grounded approach you can trust, second-generation expertise, and hospitality you can count on.
What sets Sawyer Penn apart?
We’re building our agency around three things: Expertise you can trust. People you’ll enjoy working with. And efficiency that makes insurance easy.
Expert Guidance
We bring years of combined experience to help protect what matters most.
Warm, Helpful Service
You’ll always be met with a smile and a solution.
Effortless Efficiency
We use smart systems and clear communication to save you time and hassle.
Our Services
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Commercial Insurance
We specialize in protecting businesses of all sizes with tailored insurance solutions that match your industry, goals, and risk profile. From general liability and property coverage to workers comp and specialty programs, we help ensure your business is protected at every stage—with options like captive insurance for those seeking more control and cost-efficiency. Whether you're building, managing, or growing a business, our personalized approach ensures your coverage aligns with your specific needs. We offer strategic solutions, including captive options, for those seeking greater control and long-term value.
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Personal Insurance
We offer personalized protection for what matters most—your home, vehicles, and lifestyle—so you can live with confidence and peace of mind. From homeowners and auto coverage to umbrella policies and rental property protection, we tailor each plan to fit your unique needs. Whether you're safeguarding your primary residence or managing investment properties, our goal is to simplify insurance while delivering comprehensive, reliable coverage.
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Surety Bonds
Sawyer Penn provides reliable surety bond solutions—whether you're securing contracts, meeting licensing requirements, or fulfilling legal obligations. From commercial surety bonds for compliance and permitting to contract bonds that guarantee performance and payment on construction projects, we deliver dependable solutions that help you build trust and stay competitive.
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Life Insurance
We offer a full range of life insurance solutions designed to provide financial support when it’s needed most. Whether you’re planning for your family’s future or putting coverage in place for a business partner, key employee, or buy-sell agreement, we help you make thoughtful, informed decisions. Our team is here to guide you through every step, making the process clear and straightforward.

Hi, my name’s
Parks Pennington
Sawyer Penn was born from legacy—but built through experience. Founder and CEO Parks Pennington grew up in Dyersburg, Tennessee, in a family rooted in the insurance business. From an early age, he learned the importance of taking care of clients and operating with honesty, integrity, and care—values that still guide the way we work today.
This isn’t just insurance. It’s our legacy. And it’s just getting started.